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Is a Semi Truck Accident Legal? The first thing you should do when you're involved in a semi-truck crash is to stay at the scene. Take photos of the vehicles as well as the surrounding area, and speak to witnesses. Truck drivers who make poor choices such as texting and driving while speeding, or ignoring the trucking laws could be held responsible for accidents they cause. In many instances, the company that owns a truck could also share liability. Insurance Truck accidents can result in serious injuries as well as damage to vehicles and property. Due to their size and weight, commercial trucks often carry multiple layers of insurance to pay for these damages. But, if you find out the driver of the truck who struck you didn't have insurance, or only had the minimum required amount of coverage it could appear that there's no chance of getting compensation for your losses. A skilled semi accident lawyer could be able to help. They can look into your case and determine other avenues to compensate you, including the trucking company or the owner of the truck who hired the driver who was not insured or let them use their vehicle. A lawyer for truck accidents can also review your own auto insurance policy to determine whether there are any other protections that could be applicable to your accident. texas semi truck accident law firm (also called med pay or Personal Injury Protection) could cover a percentage of your medical expenses dependent on the insurance laws in your state. In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages. Having a skilled attorney in your corner can also speed up process of getting your settlement. They can negotiate with the insurance company to increase your payout and assist you in getting back on track faster after a crash with a truck. A lawyer can assist you to create a demand plan that covers all the costs and will help you determine the value of your claim. The value of a claim arising from an accident involving a truck is determined by various factors, including the severity of your injuries, the treatment received, property damage, and suffering and pain. The higher the value of your claim, the greater the damages you will incur. Other factors that can affect the value of your claim, including the kind and the weather conditions of the truck, as well as the trucking company's and the driver's records. The process of determining your claim's value may require several rounds of negotiations, and how long it takes to get your settlement will depend on the amount you request for and the insurance company's willingness to accept a settlement. Damages The results of truck collisions with passenger vehicles can be devastating. In addition to serious injuries and long-term disabilities, semi truck accidents can cause major property damage and even death. Fortunately, victims who are able to prove that the truck driver or company was negligent can seek compensation for their damages. A New York City truck crash attorney can help you sue or make an insurance claim against the party at fault. Unlike other motor vehicle collisions that typically involve just two parties, truck crashes often involve multiple defendants and complex legal issues. For example the truck driver and their employer may have different insurance policies that must be examined. Furthermore, trucking companies could have rules and regulations that need to be adhered to. A truck accident lawyer with years of experience can examine these factors and determine who is accountable for your losses. Victims of semi-truck crashes can seek compensation for both non-economic and economic damages. Economic damages may include future and past medical bills along with lost wages and vehicle repair costs. Non-economic damages are a little more complicated and could include things like pain and suffering and loss of enjoyment life, and mental stress. The amount you receive for these damages will be contingent on the extent of your injuries and the impact they've affected your life. Your lawyer will assist you determine the right amount of damages for your case and will fight for you to get the highest settlement that is possible. They will also make sure that any offer you accept adequately covers the current and future costs, including lost income and medical expenses. They can also look into your options for obtaining pre-settlement funds or legal financing that can be used for paying for your expenses while your case is in the process of being argued. Your lawyer will also be a skilled negotiator, and will negotiate with the responsible party to maximize the settlement. They are aware of the evidence to seek and also have access records, such as black box data driver's logs, GPS devices and others. that can be used to prove the trucker is negligent. They can also pinpoint other parties that could be accountable for the damages you've suffered, for instance, the owner or employer of the truck. Liability Trucking accidents are some of the most hazardous on the road, and a collision with one of these giant vehicles can cause devastating consequences. Since trucks can weigh up to 80 tons, they exert a tremendous amount of force when they collide with cars or other vehicles. This could result in severe property damage and life-threatening injuries. A New York City semi accident lawyer can assist victims of these crashes get the compensation they deserve. In some instances the semi-truck driver could be held accountable for an accident. However, this is not always the situation. The trucking company they work for may also be liable when it is proven that they made the driver work to meet deadlines within an unreasonable time frame or cut corners on maintenance and safety. Owners of trucks who leased them to a trucking company instead of purchasing them can be held responsible. The evidence in a truck crash case could come from multiple sources including the police report and testimony from witnesses. The driving history of the truck driver and previous traffic violations can be valuable facts. In certain instances, a crash may result from defective components and that would make the manufacturer responsible. A lawyer can assist with seeking claims for product liability in the event of these accidents. The documentation of the severity of your losses is vital when filing a claim. This includes medical bills and other financial costs, as well as your non-economic damages, which may be a result of pain and suffering or loss of enjoyment. The amount of damages is based on how much your injuries have affected you, and the responsible parties must be held accountable for them. A seasoned New York City semi accident lawyer can assist you in determining who is accountable for your accident and injuries. They can collect evidence like police reports and witness statements and look over the inspection of vehicles involved in the accident. Photos taken at the scene of the accident can also be useful, as can surveillance footage and expert testimony. Time Limits Semi-truck accidents can cause life-altering injuries. Victims typically face costly medical bills, debilitating physical and mental pain and loss of earning potential, rising household expenses, and other financial losses. Those whose families have lost a loved one due to an accident that was fatal often suffer from loneliness, grief, and other forms of emotional trauma. Insurance adjusters are aware that claimants could be struggling financially following a truck accident. But they shouldn't be taking advantage of those who are at risk. Victims should instead seek out an attorney who is aware of the complexities of these cases and how to maximize settlement value. An experienced truck accident attorney will help clients collect evidence of all legally compensable losses. This may include sending in medical bills prescription receipts, pharmacy receipts as well as car and mortgage loan payments as well as home cleaning invoices pay stubs, doctor reports, and other evidence of financial and non-financial loss related to the accident. Legal professionals can also communicate with the medical professionals of the victims to understand the long-term effects of their injuries. They may also enlist economic experts to calculate their potential losses in the future. A Bronx truck accident lawyer can identify all parties accountable for the client's injuries. This typically involves demonstrating that a defendant breached their duty of care. This could mean failing to conduct regular checks, or improperly loading cargo or securing it, violating the hours-of-service regulations, and other negligent actions. Truck accidents can involve a variety of different parties that are responsible and each one could have their own defenses to the liability. For example, a truck driver may be able to defend against accusations of negligence by arguing that they complied with federal driving laws and crashed only due to a mechanical failure. On the other hand, a trucking company could be found liable for an accident if they fail to maintain their vehicles and trucks or hired an unprofessional truck driver. Certain states have laws that limit the period during which injured claimants are able to file an action. Insurance companies may offer lump-sum settlements to those who accept these settlements. This could mean they waive their right to further compensation. However, a compassionate truck accident lawyer could help claimants obtain temporary financial relief without waiving their legal rights.